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While I don't disagree with them I look at the issue a bit differently. Given the people I am disagreeing with one might go as far as to say I am wrong. I don't really care.
When it comes to guns in the home we have two fundamental options. To steal basketball language they are Man and Zone.
Man would be the gun is on you. This works great if you legitimately do it all the time. Also if you have a small number of handguns (like 1) or little kids in the house this is really the only way to go. It also will give the bestest/ fastest deployment times. The rub is many if not most people will not do it consistently. Either they get home and take off their clothes to put on comfy stuff or they want to get that heavy gun off their hip.
One interesting option here is to have a small, LIGHT, little piece to carry around home. The Ruger LCP and all manner of light weight J frame .38's come to mind here. This is nice because it is also a good low profile carry piece as well as a 'run to the corner store for a quart of milk' gun. My LCP fits this role.
Tangent. While there are certainly other valid options the LCP has a lot going for it. Prices have come down so they are commonly in the $250 range at local gun shops and 220ish online. At that price it is easy to justify owning one. I am planning to get a spare myself. End tangent.
Recognizing this natural laziness the zone plan is an option. Say a gun in the living room, one conveniently stashed by the front door, whatever. In a normal average house smartly stashing 3-4 pistols means you are always pretty near one.
A real belt and suspenders approach would be to do both. That way you have one on you all the time but for the occasional walking to the bedroom in a towel moments there is coverage.
Whatever plan you choose just have it in place. Be prepared to defend yourself with lethal force at a moments notice in your home at all times.
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